Privacy & Security

Oklahoma Cash Advance

Even though interest rates on cash advances are normally higher than on other types of loans, you will find the lowest rates and best terms in Oklahoma. In fact, in Oklahoma you will find lower cash advance rates than in any other state. At, it only takes a few minutes to fill out the application. The funds will be quickly deposited in your bank account. Fill out the application and find out how fast our process is.

Laws In Oklahoma Regarding Cash Advance Lending

Lending state laws in Oklahoma are typical of this type of law in states where cash advance lending is legal. For example, the APR is 390%. Although this percentage is high, it is among the lowest interest rates when compared to other states. An APR in the 300% range may be higher than credit card or mortgage rates. However, in the area of cash advances, it is lower than in other states. State law allows borrowers to receive cash advances of up to $500. A lending institution may legally charge an interest rate of 15% on advances of $300 or less. Additionally, the lender can charge a 10% interest rate on cash advances of more than $300. The length of the loan can range from 12 to 45 days.

Presently, there are approximately 397 cash advance lenders in the state of Oklahoma. The industry is growing quickly, and there is potential for more cash advance lenders in the state. You can expect more lending institutions to come on the scene in the following years.

If you currently reside in Oklahoma, or you are considering relocating to our state, can help you obtain a cash advance. However, even if you are not an Oklahoma resident and do not plan to be one, we can still help you as long as you reside within the United States. All you need to do is fill out our quick online application for an Oklahoma cash advance. Once you receive the funds in your bank account, how you use the money is completely up to you. Many consumers use cash advance loans to care for their financial responsibilities. Still others may purchase products and services that they have been unable to obtain in the past due to a shortage of money. The good news is that anyone may apply for a cash advance loan. Cash advances are innovative financial solutions that are paid back when you receive your paycheck. If you currently have financial obligations and are unable to care for them, we encourage you to apply for an Oklahoma cash advance today. Almost instantly you will receive approval, and we'll make getting the funds to your bank account our top priority. is the only company that currently makes obtaining a cash advance easy and fast. Our mission is to make the easiest and fastest loan process available to you. Why not apply online today and find out for yourself how easy and convenient our lending process is? If you have a couple of minutes available, that's all you need to apply and be approved for an Oklahoma cash advance by

We guarantee our fast and user-friendly loan process. Further, we understand the importance of keeping your personal information private and secure. Security and confidentiality are our top concerns.

Institutions are able to provide cash advance services under the "Oklahoma Deferred Presentment Service Act." This act protects consumers by regulating lending fees. Under this law, a lender cannot charge a fee greater than 20% of the total loan amount, and it cannot exceed the amount of $340.

The state allows a maximum of 30 days to pay back a cash advance. If the borrower is unable to pay back the borrowed amount within this period, the contract can be renewed. However, the consumer may not receive another cash advance until the amount is paid back to the lender.

The state of Oklahoma prohibits loan splitting. Loan splitting is the process of dividing a loan into two separate parts. Some companies use this practice to charge more fees. Currently, the limit on APR in the state of Oklahoma on cash advances is 390% on a 14-day term.

All cash advance businesses must obtain a license from the Administration of the Department of Consumer Credit. It is unlawful to operate a cash advance business without a license. A lender who operates an Oklahoma cash advance business in multiple locations is required to have a license for each location.

Oklahoma Unemployment Statistics

Reports show that in the past decade the unemployment rate has fluctuated from 2.6% to 6.3% in Oklahoma. In January 2005, the unemployment rate was 5.2%. However, that number dropped the following year. Moreover, there were 71,165 persons unemployed in January 2006. This figure represents an unemployment rate of 4.1% for that year.

Oklahoma Cash Advance - Cities

Ada Checotah Enid Muskogee
Altus Cheyenne Glenpool Norman
Anadarko Chickasha Grove Oklahoma City
Ardmore Claremore Guymon Owasso
Avant Cleveland Henryetta Ponca City
Bartlesville Coweta Hinton Sapulpa
Bethany Duncan Idabel Shawnee
Bixby Durant Kingfisher Stillwater
Broken Arrow Edmond Lawton Tulsa
Catoosa El Reno Moore Yukon