Privacy & Security

Washington Cash Advance

We are a company that can help you out, as we understand that life does not always go as planned. It may be that you received an unexpected bill, have to take care of a financial emergency, or simply need some money until your next paycheck arrives. You can rest easy, as AdvanceCash.info is here to help you out if you really need it. We have several cash advance products available, so you can get quick cash when you need it. The cash advance process is simple; all you have to do is fill out an application online, and the cash can be directly deposited into your bank account the very same business day.

Washington Cash Advance Lending Laws

Cash advance companies are legal in the state of Washington. The cash advance industry laws are more standardized when compared to other states in America where cash advances are legal. The maximum amount that can be taken out as a Washington cash advance is $700, having no minimum amount that has to be taken out by the borrower. A Washington cash advance may be taken out for a term that lasts 45 days. The Annual Percentage Rate (APR) is 390%, which may seem high, especially when you compare it to other types of loans. However, this figure is average for the terms of a cash advance. The maximum interest rate that can be charged on a Washington cash advance up to $500 is 15%. The maximum interest rate is 10% on a Washington cash advance that is between $500 and $700.

It is not difficult to find a Washington cash advance company in the state, as there are over 713 of them spread throughout the state.

Do you live in the state of Washington and have found that you are in need of some quick cash? Are you a resident of the United States and recently discovered that you are having a hard time making it to your next payday? Our cash advance company can make living between paydays easier, as we offer a cash advance as a temporary loan that you can pay back when you get your next paycheck. Because of this, our cash advance company allows you, if you are a Washington resident, or a resident of any other state for that matter, to obtain a cash advance, so you can take care of any financial situation where you need to get your hands on some quick cash.

It is common these days for unexpected bills to pop up or emergency situations arise. You do not need to struggle financially when these things happen, as our cash advance service can help you out by providing you with the quick cash that you need now and not later. A Washington cash advance can be used for many things, and it is simple to apply for one through our company, as you simply have to visit AdvanceCash.info.

A Washington cash advance through our company can help any Washington resident with their bills, as sometimes you do not have the funds to pay the bills when their due date arrives.

Our company is dedicated to giving you excellent services, and we make sure that we offer the fastest and most convenient way to get a Washington cash advance. Why waste your time with other companies when we can give you a Washington cash advance quickly and in a professional manner? We guarantee your security and your privacy is protected, so visit AdvanceCash.info today and see how easy it is to get a Washington cash advance.

Anyone who gives out a cash advance is required to abide by Code 31.45.010 of Washington state law for applications for business. If an applicant wants to open a cash advance business, they must pay the state of Washington a fee, as well as post a bond. Also, when they are approved after submitting their business application, the Washington Department of Financial Institutions will make it so the applicant must pay an assessment fee annually. The industry is a well regulated one under Washington cash advance laws, in terms of fees, terms, the amount that can be borrowed, and legal action that Washington can take against cash advance companies.

Fees – The amount that lenders can charge in fees is capped at up to 15% of the borrowed money amount with the Washington cash advance. The maximum Annual Percentage Rate (APR) that lenders can charge is 390%.

Loan Terms – Washington cash advance lenders cannot defer a loan in excess of 31 days.

Amount of the Cash Advance – Under Washington state law, individuals can only borrow up to $500 at one time from a cash advance lender in the state.

Business Operation Requirements – The operating license and schedule of charged fees of each Washington cash advance company must be posted in their place of business where it can be seen clearly by customers

Legal Actions – If a Washington cash advance company does not use sound business practices when they are operating their business, they may be charged in a civil action. If the company violates any rules or regulations of Washington state laws, it is seen as a misdemeanor. The statute of the Unfair Deceptive Acts and Practices sets out the practices that are seen to be illegal business engagements.

Washington Unemployment Statistics

In Washington, the highest rate of unemployment in the last 10 years was 8.3%. The unemployment rate in January of 2005 was 6.5%. One year later in January of 2006 it was 5.3%, which meant that there were 175,575 people that were not employed at that time.

Washington Cash Advance - Cities

Aberdeen Everett Mount Vernon Seattle
Airway Heights Federal Way Oak Harbor Shoreline
Auburn Kennewick Olympia Spanaway
Bellevue Kent Pasco Spokane
Bellingham Kirkland Pullman Spokane Valley
Bothell Lacey Puyallup Tacoma
Bremerton Lakewood Redmond Vancouver
Burien Longview Renton Walla Walla
Des Moines Lynnwood Richland Wenatchee
Edmonds Marysville Seatac Yakima