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Louisiana Cash Advance is committed to assist residents in the state of Louisiana by offering them cash advance loans, especially when emergencies pop up, and bills fall behind. Such circumstances befall all of us from time to time, so no one is exempt. That is why we're here to help you when you need the lift.

Although many cash advance lending agencies exist in the state of Louisiana, offers residents the most convenient and accessible services around - and right away. Yes, the application process requires a couple of minutes of your time, but once your approval is confirmed, you are on your way. Advanced money is deposited into your bank or credit union account the very same day the application is completed. These newly acquired funds will stretch you until your next payday, at which time you pay the loan back to us. will prevent you from falling under, and we will ensure that you will survive.

Laws In Louisiana For Cash Advance Loans

Cash advance is legal in Louisiana. Still, you, as applicants, should be made aware of all the pertinent legal stipulations involved, so you don't run into further complications. Louisiana has no minimum loan terms, but the maximum terms consist of 60 days, by the end of which time such borrowed funds should be repaid. The minimum amount that you can borrow is non existent, but the extent is $350.00 per applicant. Interest in Louisiana can be charged up to $20.00 per every $100.00. An example of this would be the $350.00 maximum. For this, the interest would be $70.00 (3 x $20.00 = $60.00 + ? = $10.00, the grand total being $70.00). The 14-day Annual Percentage Rate (APR): 520%.

The state of Louisiana has a total of 1,009 cash advance centers.

Residents of the United States and specifically those in Louisiana needing financial assistance to get caught up are able to acquire what they need right away through a cash advance. We provide financial assistance ahead of the issuing of the check and then extract that amount from the check when it comes in - it is as simple as that. Cash advance has rendered overdue bills obsolete and a thing of the past. All you have to do is spend a couple of minutes applying at for a quick assessment and approval; the loan is deposited into your bank or credit union account almost instantaneously, and then your bills are paid off. . . and all this before your next paycheck arrives!

The key terms for the application process at are quick and easy. This company adheres to its policy of such convenience so the application process stands out amongst many and withstands challenges made against it. Why? This is the type of service that everyone wants and needs. An application submitted through electronic means, such as a computer interface, allows things to get done instantaneously: paying bills, making purchases, financing other special events, etc. Only superior cash advance service, as provided by, can make that a definite occurrence.

"Stuff" happens, as the saying goes, and no one is exempt from that harsh reality. We understand this all too well. That's why we're here, to eliminate the chaos and craziness. A fast, simple, and efficient cash advance process is the solution to your ever-deepening financial problems. After a momentary 1-2-3 step application process, all the fuss is gone!

Our level of professionalism is impeccable and beyond reproach. We respect your privacy and personal needs. This is why your information remains totally confidential at all times. The site is secure, so none of your information gets lost or stolen by outside sources, nor is that information shared with or sold for any reason whatsoever to outside sources. Please visit at any time. We are here for you.

Louisiana-enacted laws, such as the Louisiana Deferred Presentment and Small Loan Act, manage cash advance protocols and how the loans are to be awarded, to whom and why. This legal stipulation regulates the charges, interests, and fees instilled, so they are never too high or too low. This Act moderates all the cash advance agencies in the state, so all of them behave accordingly and with the same level of professional integrity.

The Louisiana Deferred Presentment and Small Act law removes all unnecessary fees, so the amount of the debt payment does not exceed the amount of the check. The sixteenth and seventy-five one-hundredths percent of that check amount is the absolute amount at which point cash advance fees can be extracted toward repayment. The only time the money lender can increase the percentage of repayment is at the point of contractual maturity. A rate of 36% is then charged to ensure repayment in accordance with the terms of the contract.

The Louisiana Deferred Presentment and Small Loan Act law ensures that money lenders do not implement any other fees except where specifically mentioned within the signed loan contract. Borrowers who can and are willing to pay a minimum of $50.00 are protected by the law from litigation. In this way, the laws are devised to represent your rights all the way through the process.

Unemployment Statistics For The State Of Louisiana

Louisiana's unemployment rate for January 2006 was set at 5.5%, which is equivalent to 102,723 unemployed residents. This is good, however, when considering that the previous year (2005) had a higher unemployment rate -6.4%. All in all, the unemployment rate in the state for the entire previous decade ranged from 4% -11.8%. Compared to the entire population of the state, this is negligible, but the number represents people who needed financial assistance.

Louisiana Cash Advance - Cities

Abbeville Bossier City Delhi Metairie
Alexandria Bourg Denham Springs Monroe
Amelia Boutte Deridder New Iberia
Amite Breaux Bridge Donaldsonville New Orleans
Baker Broussard Harvey Opelousas
Baldwin Bunkie Houma Ruston
Bastrop Chalmette Kenner Shreveport
Baton Rouge Clinton Lafayette Slidell
Berwick Covington Lake Charles Sulphur
Bogalusa Crowley Marrero Terrytown