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West Virginia Cash Advance has a network of cash advance lenders that can give you a West Virginia cash advance if you are a resident of the state. However, these cash advances are much like other types of loans that are not legal in the state of West Virginia.

Laws Related To Cash Advance Lending In West Virginia

Cash advances in the state of West Virginia are not legal, even though they are legal in the neighboring state of Virginia. What this does is make it easy to cross the border and obtain a cash advance if you are in need of some quick cash. Also, there are a lot of companies that offer West Virginia cash advances online. These companies are common and make it hard for officials in West Virginia to enforce the cash advance laws. Since giving out cash advances is not legal in West Virginia, much like many other states in the New England region, you cannot find any cash advance centers where you can get a West Virginia cash advance.

Are you a resident of West Virginia and in need of some quick cash? We are a cash advance company that can help you in that area, as you can apply for a West Virginia cash advance through us and get the money you need when you need it. We are more that happy to help you with the money you need to do such things as pay unexpected bills, or simply help you out if you need money before you get your next paycheck. We help people in West Virginia get cash advances, as well as people in every other state in America. You can get a West Virginia cash advance, as you simply have to fill out an application over the Internet. We guarantee your privacy, as our website is a very safe and secure one. You can borrow money from us, as a type of short-term loan, through our cash advance services, and then you can pay back the money you borrowed when you receive your next paycheck.

Do not wait until it is too late, as you can take care of your financial situation now through our fantastic cash advance services. Why waste time worrying about your cash flow problems, as you should apply for a West Virginia cash advance and get the quick money you need.

Our cash advance services are unparalleled in the industry, and you will be pleased by how efficient we are with our services and professionalism. It does not matter where you live in the U.S., or what you need the money for, you should gain control of your finances. Our cash advance services could not be easier to use; all you have to do is visit and start the simple process for getting the quick cash you need.

West Virginia has legislation that controls the interest rates on cash advances. Currently, cash advance lenders can charge customers an Annual Percentage Rate (APR) of up to 31% on cash advances of $2,000 or less. In terms of loans in amounts between $2,001 and $10,000, lenders are restricted to charging an interest rate of 27%. Considering that interest rates caps are small, West Virginia is one of 19 states in America that prohibits cash advances from being given out.

There is very strict legislation in West Virginia for cash advances. In the state, a lender can charge an APR of up to 31% on a cash advance that has a principal that is unpaid. Also, cash advance lenders can charge fees that are non-refundable of 2% of the cash advance. These restrictions apply to cash advances that have a value of $1,200 or less. In addition, cash advances that are over $45,000 are entirely prohibited in West Virginia.

Even though the state of West Virginia has very strict laws and prohibitions on cash advances, it does not keep companies from offering West Virginia cash advances to their customers. There are a lot of companies that skirt the laws by becoming a partner with a bank in order to provide cash advance services. By doing this, companies have the same rights that the banks do; therefore, they can charge their customers rates that are available in the state where the bank is located. Some cash back lenders in the state of West Virginia can charge their customers triple digit interest rates, sometimes with an APR as high as 470%!

West Virginia lenders, who are in a partnership with a bank, generally give larger cash advances to their customers, charge higher interest rates, and keep violating West Virginia state laws. Currently, the only states that are actively taking action against companies that are violating the laws are Florida, Ohio, Maryland, and Colorado.

Unemployment Statistics For West Virginia

The unemployment rate in West Virginia in January of 2006 was 4.8%, which meant that at the time there were 37,976 residents of the state without employment. One year earlier in January of 2005, the unemployment rate in West Virginia was 5.9%. In the past decade, the unemployment rate in the state has not exceeded 9.4%.

West Virginia Cash Advance - Cities

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