Privacy & Security

Minnesota Cash Advance

This is the right place to come to if you need money now and can't wait for your next paycheck. If you need money instantly because of an unexpected or unforeseen bill, then you are definitely in the right place. Anyone who needs a Minnesota cash advance before his or her next paycheck can receive help from It takes only a few minutes to fill out the application to borrow funds from, and in less than twenty-four hours, those funds will instantly appear in your bank account. This process is very easy and convenient, which saves you time.

Cash Advance Lending Laws In Minnesota

Minnesota cash advances are legal and binding under state law. The state does place a limit on the amount of money an individual can borrow, which is $350. For every $100 that is loaned, the lending company can charge $15 in interest rates and fees. For a 14-day loan, this is equal to an APR or Annual Percentage Rate of 390%. The maximum term of a cash advance loan in Minnesota is 30 days, which is similar to other states. There are currently 55 different lenders offering Minnesota cash advances for those living in Minnesota.

Do you live in Minnesota and need money as fast as possible? Maybe an unexpected bill popped up, or you need money to pay off a medical bill or visit to the emergency room? Do you have any bills that need paying right away, but you just can't find the extra cash? Even if you don't live in Minnesota, you may be facing the same problems and need a little extra money. We provide assistance not just to Minnesota residents, but people living in every part of the United States. Anyone who qualifies can apply for a cash advance to get the money they need now to tide them over until their next paycheck. Our company believes in professionalism, and we want you to be professional as well, which requires paying your bills on time. Using our fast and reliable system is a great way to ensure that you pay your bills on time, without incurring any late fees. We are here to help you when you need it.

A Minnesota cash advance is available for those who need it. The money can be used for anything you need, including meeting those financial problems that you otherwise couldn't pay. We give you the money you need now, to use in any way you see fit, so you can solve your problems now. This is considered a temporary loan because a Minnesota cash advance must be paid back when you receive your next paycheck.

The mission of our company is to give our customers the best service possible because our customers deserve it, and we are dedicated to meeting that mission statement every single day. We believe in making the process of borrowing money as simple and easy as possible to reduce the hassle you might otherwise face. We accept applications filed over our website and encourage it! This completely electronic way of doing business reduces hassles even more. What are you waiting for? Fill out an application today at

We provide extraordinary services and products for people living in Minnesota and all people living in the US. We believe that every application should be our main priority, and to meet that end, we use confidential and security enabled servers to protect all the information people provide. We guarantee that our service is secure, that our application process is easy to use, and that you'll see your funds as fast as possible. To see what we have to offer and to apply for a Minnesota cash advance, visit our website today.

When looking at the cash advance laws in Minnesota, you may notice that they share a lot in common with Kansas. The company that approves the loan is guaranteed to get money back on their service. A cash advance of $50 or less is guaranteed to have a fee of $5.50. A ten percent fee is utilized on any loans of $50 to $100, on top of the original fee. On loans of $100 to $250, this amount is 7 percent plus the original fee. Any loan of at least $250 receives an administration fee of $5 and a six percent fee on the loan.

A maximum limit of 30 days is imposed on all cash advances that occur in Kansas and Minnesota as regulated by state law. Once the term has passed, the interest rates are allowed to increase at a rate of 2.75 percent for each month that passes wherein the loan is not paid. Kansas allows lenders to charge an additional fee if the borrower does not have the money to pay back the original loan.

The process of loan soliciting is illegal in Minnesota. This is where a company splits the loan into two parts and charges interest on both loans.

Under Minnesota state law, a lender must meet certain requirements to operate and keep handing out loans. The loan agreement itself is subjected to the following rules according to the law of the state. They must include:

The Department of Commerce's name, phone number, and address.

The provider of the loan's trade name.

The date the loan was given.

The amount of the loan.

The length of the cash advance.

The day the loan is supposed to be paid back.

A clear written description of the obligations the borrower must meet in terms of paying back the loan.

There is something that people should remember in regards to Minnesota cash advances. The check the borrower writes to the lender must not be more than the amount of the loan, plus any fees or interest rates charged on the loan.

Unemployment Statistics In Minnesota

Minnesota had an unemployment rate of 5% in January of 2006. Over 146 thousand residents of the state were unemployed and with no means to support themselves. Though the number is high, it was actually smaller than it had been the previous year when the unemployment rate was 5.2%. For the last ten years, the unemployment rate in Minnesota was fairly stable, between 2.1% and 5.7%.

Minnesota Cash Advance - Cities

Alexandria Cloquet Forest Lake Mankato
Anoka Columbia Hts Glyndon Maple Plain
Bemidji Cottage Grove Grand Rapids Minneapolis
Blue Earth Detroit Lakes Hastings Minnetonka
Brainerd Dilworth Hibbing Moorhead
Burnsville Dodge Center Hopkins New Hope
Cambridge Duluth Inver Grove Prior Lake
Cass Lake Eden Prairie Lakeville Rochester
Champlin Elk River Little Falls Savage
Chanhassen Excelsior Madison Lake Shakopee