Quik Payday is a company that understands the need for immediate cash funds. The average worker knows that life sometimes throws a curve ball, and we find that we are pressed for cash. No matter what the situation is Quik Pay can offer customers a loan that will help with these situations. There is a variety of available loans to apply for. Which one is right for a consumer will depend on your current financial needs as well as your ability to repay the loan when it is due. Quik Payday strives to provide a positive experience when using their services. Their customer service staff is educated and friendly and will assist in any way they can. Many times, customers have questions before they choose to apply for a loan. Quik Payday understands your need for knowledge as a customer. Most answers can be found by visiting the website at www.quikpay.com. Loans are available 24 hours a day, so whenever the need arises, Quik Payday can get you the cash funds you need fast!
Quik Payday offers a cash advance loan option that is commonly used by many customers. This loan is perfect when unexpected expenses arise during pay periods. Many people find themselves living from paycheck to paycheck. When an emergency pops up, it may create the need for immediate cash funds. Quik Payday can help. The application for a cash advance is fast and simple. It can be completed online at the Quik Payday website. Customers are instantly pre-qualified. Once the application is filled out and submitted, a customer service representative will contact you to discuss the details of the loan. There is no need for additional information to be faxed after the application is complete. Cash advances offered by Quik Payday are the fastest and easiest way to get access to cash funds in a time of need. Once you have spoken to customer service and your loan has been approved, the funds will be immediately deposited into your checking account. Most lenders do not deposit the funds until the next business day. Quik Payday is true to its name, offering customers the ability to have access to the cash as soon as the application has been approved.
Most cash advance loans are for a length of 14 days, or until the customer receives their next paycheck. Quik Payday automatically sets the due date and will electronically withdraw the loan amount and associated fees on a specified date. There is no mailing of payments and worrying if it will get there in time. The payback amount will include the face value of the loan plus fees and interest. The fees will be based on the amount of the loan. All fees and interest rates will be disclosed to customers at the time of the loan approval. There are no hidden fees or surprises when doing business with Quik Payday. Their goal is to provide you with cash funds as fast and as easy as possible.
Quick Payday Ratings
4.5 of 5
Cost of Loan
4 of 5
Funded in Time
4.5 of 5
Would Use Again
4 of 5
In some cases, customers are unable to repay the loan in full on the due date. If you feel this may be the case, please notify customer service at least two days before the loan is due. Quik Payday offers an extension period on cash advances. The extension can be up to 31 days from the date of the original loan. Since cash advances are short-term loans, they tend to be for a small amount. Quik Payday cash advances are available up to $500. The reason the amount is so low is to ensure that the customer will be able to pay it back. If the amount were higher, it may take more time to pay in full. Cash advances are not intended for regular use or to be a solution to serious financial problems. They have been designed to assist customers when an emergency arises and cash funds are needed quickly. Many cases, the funds are needed for medical reasons, vehicle repairs and a loss or change of status at a current job. The reason for the loan does not have to be disclosed. People make use of cash advances for many reasons.
To qualify for a cash advance from Quik Payday, customers must have a valid and active checking account. Since the cash funds will be deposited here, this is the most important requirement. The customer must also have a steady source of income and have been employed for at least the past three months. A gross monthly income of $800.00 or more is required. These requirements are in place for the sole purpose of ensuring the customer can repay the loan.
To apply for a cash advance, visit www.quikpay.com. The application only takes a few minutes. You will then be contacted by an employee of Quik Payday to discuss loan details and the funds will then be instantly deposited in your account. If you have any questions before applying for a loan, feel free to contact customer service via email at [email protected] Payday.com.