ezMoney Payday Loans
ezMoney Payday Loans offers cash advance loans throughout 380 convenient locations in 6 states. These include Alabama, Florida, Texas, Oklahoma, Colorado and Utah. Getting a payday loan is an excellent way to get out of a financial hardship without having to get a loan from a traditional bank. Since a cash advance does not require having a credit check run on the applicant, anyone with bad credit or no credit can still be eligible for one. There is no waiting, and best of all, you can be in and out in less than an hour with the money you need. There is no wait and no hassle.
Why get a cash advance loan from ezMoney? It's simple. Everyone has money problems sometimes. You may have fallen behind on a bill payment and wish to avoid a shut-off fee. Your car may need an emergency repair, or you have an unexpected vet bill. Perhaps you just need some cash to get you through until your next payday for everyday needs, such as groceries and gas. Whatever the reason, it does not matter at ezMoney Payday Loans. You will never have to disclose your personal problems. Simply fill out an online application and bring it into an ezMoney location. You can be approved fast, and have the cash you need for whatever you need it for that day.
When you come into an ezMoney Payday Loan location, you will only need to bring in a few items to be approved for a cash advance loan. First, you will need to have a steady, verifiable job, and you will be required to make a certain amount of money per month. This figure will depend on the state that you reside in, but is generally around $1,000. You will need to have an open and active checking account, and can not have any bounced checks. Bring in a blank check, and photo ID. You will also need to have a recent paystub and bank statement. Before you come in, you can visit ezMoney at their website by going to www.ezmoneypaydayloans.com and completing the online application. Bring this in with everything else to get faster service and save time, so that you can get your money quick.
Once you are approved for your cash advance loan, you will fill out and postdate your check to ezMoney Payday Loans. This will be for the amount you are approved for, plus applicable fees. The fee that you will be charged will vary from state to state. They are generally from $15 to $25 for every $100 that you borrow. This means that if you are approved for a loan of $300, you will be responsible for paying back anywhere from $330 to $375 back.
When you are approved for your loan, you will walk out the door with cash in hand that day. A payday loan is given for a duration of about 14 days, or until your next payday. When your payday comes, you will be responsible for the amount you have borrowed. You may either go back and collect your check by paying off your balance in cash. Or, you can simply do nothing, and ezMoney will cash your check for you and get their money that way. It's fast and simple.
If you are unable to repay your loan on your first due date, it may be possible to extend, or rollover, your loan. Depending on the state that you take the loan out in, you might be allowed to only pay the finance charge on your due date. Then, your original loan will be extended to your next pay date, and you will then be responsible for paying it on that day instead. However, it must be remembered that additional finance fees will again be applied, so ezMoney recommends you pay your loan off as soon as you can.
Getting a payday loan at ezMoney Payday Loans can help you out of a financial situation fast. However, cash advance loans are meant to be short term solutions to money problems. They are not meant for a long term solution, and ezMoney suggests that they be paid off as quickly as possible. Your loan application will remain confidential, and ezMoney will never give out your name or private information to anyone.
Come into one of almost 400 locations to get the money you need fast and easy. Get started online at www.ezmoneypaydayloans.com and fill out your application to save time. You'll have money fast for a low fee!