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Getting a cash advance is easy when you use the services of PaydayHawaii. They are a cash advance company that operates out of Hawaii, from 12 different locations, as well as online. Cash advances can be received through their company for anyone who needs money as fast as possible, and cannot borrow it from elsewhere or go through a traditional bank for a loan. They offer additional services, as well.

Payday Loans

At PaydayHawaii, the most popular service is their MicroCredit Advance, a cash advance available to borrowers who qualify. You can get a MicroCredit payday loan for many reasons: to pay off a bill, make emergency car repairs, pay a fine, or whatever you need it for. You do not have to disclose any reason; simply apply today to be approved almost instantly. MicroCredit offers their payday loans in amounts starting at $100 and up to $510. The amount you will be approved for will depend on your current financial situation. You will also be responsible for finance fees.

When you apply for a payday loan with PaydayHawaii, you will only need a few things to be approved. You must have an active and valid checking account that is not withdrawn. Two of your recent pay stubs are needed, as is your most recent bank statement. You must also have a residential phone bill or a recent cellular phone bill. When you have all of these, plus a valid photo ID, you can fill out an application and be approved quickly. Once approved, you will fill out a check to the company for the loan amount, plus finance charge fees. The best part is that there is no credit check when you apply for a payday advance with PaydayHawaii. However, they will check to see if you have other outstanding payday loans that are not paid through a company called TeleTrack. If you do, you may not be eligible for a loan.

PaydayHawaii Ratings

3 Customer Reviews
Average Rating 4.5
  • Customer Service 4.7 of 5
  • Cost of Loan 4.3 of 5
  • Funded in Time 4.7 of 5
  • Would Use Again 4.3 of 5

Getting approved for your loan will only take minutes online. If you have gone to a branch location, you can expect to walk in and out with your money in 30 minutes or less. For applications that are filled out online, the approval process will be quick and the money deposited within two days. Most likely, however, the money will be in your account by the next business day.

You will have your cash fast with PaydayHawaii. Your due date will be the day of your next payday, and that is when PaydayHawaii will cash your post-dated check. After you have received and paid off four consecutive payday loans, you may opt for a payment plan of up to 90 days. With this plan, you will be required to make a payment every single payday, no exception, and late fees are added on. However, it is an excellent solution to pay off a loan gradually.

More Services

There is more to PaydayHawaii than just payday loan services. At their locations throughout Hawaii, you can take advantage of a lot of other options, such as money orders. These are available for low fees, and you may buy as many as you need. If you need to send or receive money to anyone around the world, then use MoneyGram to safely and quickly do so. MoneyGram is a money transferring company that allows its customers to receive or send cash to someone at thousands of locations around the country, and around the globe. You may also use this service to pay bills from certain loan and utility companies. This is especially useful if you have a shut-off notice, or your automobile payment is very late. The payment will get there instantly, without the worry or hassle of the post office.

Check-cashing services are another specialty of PaydayHawaii. Since it is difficult to cash a check in a bank unless you have an account, many people do not know where to turn with their checks. Every type of check is cashed here, from payroll, government, personal, insurance and more. The fee is small, and since most PaydayHawaii locations are open all week, you never have to wait for your money.

The last service offered are prepaid cell phone cards for those who need to purchase minutes for their cell phone. Many providers are offered, such as AT&T and Verizon. For no extra charge, you can buy your minutes here!

You can apply online for a cash advance at You can also call and talk to a reputable customer service agent at 1-800-822-5115.