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Loan By Phone

When you need money fast, a cash advance loan may be the way to go. A cash advance is a loan made from a company that requires no credit check, and can be completed over the Internet. There are many reasons an individual may need to get money fast. Car repairs, overdue bills, and emergency doctor visits are just a few of many reasons that you may need money right away, without the hassle of waiting. You will get your money in as little as 24 hours when you are approved for a loan with Loan By Phone.

With Loan By Phone, it is simple to get the money you need. There are no credit checks, so even if you have little credit or bad credit, it will not affect your loan application. You can borrow up to $800, depending on your monthly income and the state where you reside. Getting a cash advance from a lending company is much easier than trying to get one from a traditional bank. Banks usually require you to have an account, which many people do not. They also make you wait from 7 to 10 days to see if you are approved for your loan. Finally, a loan from a bank usually means you must borrow a large amount of money. All this hassle can be avoided with a loan from Loan By Phone. There is no waiting to be approved, and you can borrow a small amount that you know you can easily pay back by next payday,

Simply click on to get started on your loan application today. It's simple. You will only need a few requirements to get a cash advance. First, you will have to have a checking account that is in good standing. You will also have to have a job, and make a certain amount of money per month. That amount will vary by state. When you fill out the application, you will be required to fill in personal information, such as your name, address, phone number, social security number, bank information, and work number. Always be sure to fill in the numbers correctly, so your loan application process is not delayed. After you fill in the information, you will know in minutes whether or not you are approved.

Loan By Phone Ratings

3 Customer Reviews
Average Rating 4.5
  • Customer Service 4.7 of 5
  • Cost of Loan 4 of 5
  • Funded in Time 4.7 of 5
  • Would Use Again 4.7 of 5

The amount that you borrow from Loan By Phone will also have a finance charge that you will be responsible to pay back. This amount will vary according to the state where you receive the loan. However, it is usually between $10 and $30 for every $100 that is borrowed. For example, a cash advance loan for $200 could cost between $210 and $230 to pay back. Check with your state to determine the laws that apply.

Once approved for a cash advance loan from Loan By Phone, the amount you are eligible for will be deposited into your account either overnight, or within 24 hours. You can usually expect your money by the end of the next business day. When you have your money, you will then have until your next payday to repay the loan. When your due date arrives, Loan By Phone will then debit your checking account automatically for the amount that you borrowed, plus fees. It's that simple! You will not have to call anybody or do anything else. Once your loan is paid off in full, you can then re-apply for a new one.

A payday loan is meant to be used as a temporary solution only to a financial problem. It is not intended to substitute for good spending habits, or as a long-term solution. Loan By Phone uses the most modern and encrypted software to ensure that their customers' personal information stays safe while being transmitted over the Internet. They will also not sell or give away any private information to other companies.

Getting a cash advance loan from Loan By Phone is a great solution for those who need money fast. Since it can be done over the Internet or the phone, you will never have to leave your house to get the money you need. Best of all, you can do it 24 hours a day, seven days a week. For more information, or to start your cash advance loan online, go to You can also use their live chat online to talk to an experienced and friendly customer service representative for any questions or concerns you may have about the loan process.