Privacy & Security

Cash America

Cash America is one of the leading lending services in the United States. They provide an array of financial services to customers. Included in these services are payday loans, pawn loans, money orders, and check cashing. Cash America has been helping customers of the working class for many years, offering assistance in their time of need. Financial emergencies often arise, leaving a shortage of cash funds. Customers of Cash America are able to receive cash funds quickly by utilizing the payday or pawn loan services. These services are safe and secure and have been a huge benefit to millions of customers. Cash America also offers pre-paid services to customers. These could include debit cards, calling cards, and long distance phone cards. This company is also capable of providing tax services in certain states. Cash America is a large company that is based in Texas, but services every state in the country.

Cash America has subsidiaries that provide additional services to customers. When utilizing the pawn loan, customers will deal with Cash America Pawn or SuperPawn. These companies are the leading pawnshops and have over 500 locations across the United States. A pawn loan is a short-term loan used to access fast cash funds. When a customer opts to use a pawn loan, they will have to present collateral. This is usually an item of value such as jewelry or electronics. When a pawn loan application is filled out, the customer must bring their collateral into a store for appraisal. When the item is appraised, a specified dollar amount will be offered. This will be the amount of the pawn loan. The item you put up for collateral will remain in safekeeping until the loan is repaid in full. At the end of the loan, customers may receive their item in return. They can also exchange the item in lieu of a cash payment on the loan. Cash America operates the most respected pawnshops in the country. All transactions are safe and secure. The loans are a great way to receive cash funds quickly in an emergency. Pawn loans have a term of thirty days. At the end of the term, there is an extension option if the customer cannot repay the loan at that time. Since Cash America operates in multiple states, each state has its own laws regulating these loans. The interest rates and the extension provisions are regulated by the state in which the loan was approved.

Cash America has two cash advance subsidiaries. They are Cashland and Cash America Payday Advance. At these stores, a customer may apply for a cash advance, which is also referred to as a payday loan or a deferred deposit transaction. These loans are also short term, generally for a term of 14 days. These loans require the customer to write a personal check to the company in the amount that is to be borrowed. The check is post dated for the due date of loan repayment. When the loan is approved, Cashland or Payday Advance will hold your check until the due date. At that time, they will cash the check, electronically withdrawing that amount from your checking account. When this is done, the loan is repaid. The amount will include the original loan amount along with interest and other fees. To apply for a cash advance, customers must be over 18 years of age, have a valid checking account, a steady income, and a valid telephone number. The amount of cash a customer can get with a cash advance will depend on the state. Each state has a maximum limit, regulating the amount in which customers can borrow. One of the benefits of a cash advance is that customers do not need perfect credit. Cash America does not run a credit check on any applicant. They use your source of income as validation, and place trust in the customer's ability to repay the loan on time. Applications may be submitted in any store or online by visiting The application process is fast and simple, and customers are usually approved within minutes. When applying online, customers simply have to authorize the company to deduct the amount from their checking account. The deduction will not be made until the loan is due. When applying at a store, customers will need to bring a personal check with them, which will be held until the due date.

Cash America Ratings

3 Customer Reviews
Average Rating 3.1
  • Customer Service 3 of 5
  • Cost of Loan 2.7 of 5
  • Funded in Time 3.7 of 5
  • Would Use Again 3 of 5

Cash America continues to provide exceptional service to customers. In 2006, Cash America expanded their services. They purchased an online lending company. This company is called CashNetUSA. It is a company that offers payday loans online in the United States as well as the United Kingdom. This addition to the Cash America family has been a huge success, causing the company to grow and earn a positive reputation for the financial services provided to customers. All subsidiaries of Cash America are operated by trained professionals. These employees are available to answer any questions and help with your financial needs. They are also available to assist with any loan application. Customers should know that all online transactions are secure. Your personal and financial information is kept confidential and will never be traded or sold. If you feel the online application is not safe, you may apply in person or by phone by calling customer service at 817-570-1225. A representative will be available to discuss your options and guide you through the loan process.

Cash America has been providing exceptional service to customers. They continue to do so, and have earned themselves a great reputation. Many customers are returning customers, and they also refer other individuals who are in need of financial services. Cash America has the answers to your short-term financial needs. The services provided are among the best available, and the fees associated with loans and other services are significantly less than the competitors. Try Cash America the next time you are in a financial situation. If you need fast cash without the stress and hassle, Cash America can help.