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Check In To Cash

A payday loan is being chosen by many people nowadays, as they are a way of getting money for unexpected money problems that may occur. Getting a cash advance can solve a money problem and provide a solution from bouncing checks or incurring costly late charges on a credit card. No matter what you need money for, Check In to Cash can get it for you. Use this option to keep your credit rating good and pay off your bills, or simply to get you through until your next payday.

A payday loan is a loan made in the amount between $100 and $800. The amount that you can receive will depend on the state you reside in and how much money you make per month. Getting a payday loan can help when you need to make a car payment, pay a utility or credit card bill, or just have some cash on hand until your next payday. It is many times less to pay the finance fee on a cash advance loan than it is to pay a late charge on your bills. For this and many reasons, payday loans are becoming an increasingly popular choice.

Check In to Cash Centers

Check In To Cash Ratings

3 Customer Reviews
Average Rating 4.1
  • Customer Service 4.3 of 5
  • Cost of Loan 4 of 5
  • Funded in Time 4.3 of 5
  • Would Use Again 3.7 of 5

When you need to get a payday loan from a Check In to Cash center, it's easy. There are over 1,230 locations all around the country, so finding one should be easy and close. When you come in, you will write out a personal check, post-dated, and Check In to Cash will hold onto it until your next payday. It will then be deposited and withdrawn from your checking account, if you have not come in to pay it off already. It's simple and easy, and the requirements for getting a loan are quite simple!

No matter what kind of credit you have, you can receive a payday loan from Check In to Cash. You will need a few things to get started on your application. When coming into a Check In to Cash center, you will need to bring in a state issued photo ID. You will also need to have a valid checking account, as well as a blank check with you. You will also have to have your most recent statement from your checking account, and a recent pay stub. When you have all this, you can apply for a loan from Check In to Cash. The money you will be approved for will depend on your current financial situation.

Check In to Cash will then hold onto your post-dated check until your next payday. You can then come into the location and pay the check off, receiving it back. You will have that option. If you do not come in to pay it, Check In to Cash will deposit the check and withdraw the money directly from your account. It is up to you how you choose to pay it back.

With Check In to Cash, you have the option of changing your mind after you have already received your payday loan. You must come into the office the following business day, anytime up to closing time, and repay the money you borrowed. As long as you do it within the time limit, there are no fees or costs you have to pay.

Check In to Cash Online Services

The best thing about services with Check In to Cash is that they also operate online. This means that you can apply for a cash advance loan anytime of the day or night, from the comfort of your home or your office. You will still need a few things to apply online, however. When you fill out the application online, you will need to fill in all of your personal information, such as name, phone numbers, social security, address, and age. You will also need to fill in your bank's information, so that your cash advance can be deposited into your account. This will include your account number and routing number, and must be correct. Your source of income must also be verifiable, and you must be at least 18 years of age or older (in Alabama and Nebraska, the age is 19.)

When you have all of this information in, then you can send the application in at www.LoanByPhone.com. Your application should take less than a minute to process. Check In to Cash can either meet your payday needs themselves, or they may try to get your needs met by another lender. No matter which way it happens, you will have an answer quickly. A representative will then contact you via phone to complete the application. It is important to make sure that your phone number is the correct one, so that this does not hold up the application process. After your loan application is finished with the representative, and you have been approved, your money will be direct deposited right into your checking account, within 24 hours. Most times, your funds will be there by the next business day.

Depending on the state you reside in and its individual laws, you may not have to fax anything in to get a payday loan. However, if you do, Check In to Cash will only ask for the minimum amount of documents, so that you can get your money fast and easy. Each state has their own laws; for more information on your state, you can visit www.LoanbyPhone.com.

Additional Services

With Check In to Cash, you can do a lot more than just get a cash advance loan. They also offer the Visa prepaid debit card. This card is loaded by you, with as much cash as you want. You can then use it at millions of locations that accept the Visa card. This includes online purchases as well as retail shops. Buy anything from clothes to a plane ticket to a meal at a restaurant. It's easier and safer than cash, and also accepted at most ATM's for access to your cash. You will have the ease and prestige of having a Visa card, without the worry of spending over your limit and incurring fees. You can reload it with money at any Check In to Cash location, as well as check your balance online.

You may also use Check In to Cash to cash your checks, whether they are personal or business or government. Not everyone has a bank account, yet you almost always need one to cash any type of check. So, when you need your money now, bring your check into your nearest Check In to Cash location. They will cash almost any check, whether it is a paycheck, tax refund, or personal check. With their low check cashing fees, it's sometimes better than cashing a check at a bank and paying monthly checking account fees. At this time, over 500 stores offer cash checking services. To find one near you, go online or call 1-877-262-CASH.

Check In to Cash now has over 1,230 locations open throughout 31 states in the country. With long hours during the day, and extended Saturday hours, it is easy to find the time to come in for a cash loan. Visit their website at www.checkintocash.com to start the payday process online at their lending site, www.Loanbyphone.com. You can also call for more information at 1-877-262-CASH. Get the money you need now with Check In to Cash.