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North Carolina Cash Advance

For the past several years, the North Carolina cash advance industry has been fighting an uphill battle against the North Carolina government. The decision to allow cash advance lending was overturned just a few years after the practice was accepted in North Carolina. While there are many supporters of cash advance loans in North Carolina, at this time the practice has been outlawed in the state. Luckily, those living in North Carolina have alternatives for cash advances.

North Carolina Cash Advance Lending Laws

While cash advance lending is currently illegal in North Carolina, this wasn't always the case. In 1997, legislation was approved to allow companies to lend cash advances to North Carolina residents. This legislation expired in 2001, and at that time the practice became illegal in the state. Some companies have tried to skirt the law by providing out of state North Carolina cash advance loans, but following a ruling by the Commissioner Joseph A. Smith Jr., companies have been avoiding North Carolina for the most part. This ruling against out of state lender Advance America ordered the popular company to stop lending to North Carolina residents immediately.

If you are in need of cash quickly, it can be excruciating to wait for payday to arrive. Unfortunately, the need for extra money usually occurs when payday is days away. Accidents don't happen on a time schedule, and if you live paycheck to paycheck like most Americans, you feel the crunch even more. This is where the cash advance lending industry can help you. Our goal is to provide you with access to cash quickly, so you can meet your financial obligations. We lend you the money, and you pay us back out of your next paycheck. AdvanceCash.info is a reliable cash advance lender working to provide clients in all 50 states with the money they need when they need it the most.

AdvanceCash.info doesn't decide how you spend the cash advance money we lend you. Instead, we allow you to use the money however you need. If you need to pay your rent, fix your car, or keep your credit card company happy, we don't care. The money is yours to spend in whatever way you like. The application process can be completed by visiting AdvanceCash.info and only takes a few minutes. If you are approved, we will have the money to you the same day. When your employer pays you, just pay us back the money we loaned you and be on your way. Sounds simple, right?

Cash advance lending operations in North Carolina are not lax as they are in many other states. In fact, the industry has been outlawed in the state since 2001. This has not stopped some lenders from finding loopholes in the law and providing North Carolina cash advances. One company that has violated the North Carolina cash advance laws is Ace Cash Express.

In 2002, the Attorney General of North Carolina, Roy Cooper, teamed up with Hal Lingerfelt, the North Carolina Commissioner of Banks, to look into companies that were providing North Carolina cash advances, but at high interest rates. At the time, Ace Cash Express had 16 cash advance locations throughout the state and were charging customers $17 for each $100 borrowed up to $500. Ace Cash was ordered to cease their business practices and said to be in violation of the State's Consumer Finance Act. Ace Cash fought back claiming that because they were headquartered out of state in Texas, they could legally provide North Carolina cash advances. Additionally, Ace Cash Express cited the affiliation with out of state Goleta National Bank of California saying that this outside partnership allowed them to grant cash advance loans to those residing in North Carolina.

While cash advance lending is illegal for a company based in North Carolina, AdvanceCash.info can help you get the money to pay your bills on time and meet your financial obligations. Complete our secure application online today and have money in your pocket to get things done in just a few hours. We are dedicated to providing residents of North Carolina and the other 49 states with cash advance loans and strive for exceptional customer service. If you can't wait the few days or even a week until payday arrives, why not give us a try? You might find that we save you from having your utilities turned off or keep your credit card company from raising your interest rate.

If you are in need of cash quickly, it can be excruciating to wait for payday to arrive. Unfortunately, the need for extra money usually occurs when payday is days away. Accidents don't happen on a time schedule, and if you live paycheck to paycheck like most Americans, you feel the crunch even more. This is where the cash advance lending industry can help you. Our goal is to provide you with access to cash quickly, so you can meet your financial obligations. We lend you the money, and you pay us back out of your next paycheck. AdvanceCash.info is a reliable cash advance lender working to provide clients in all 50 states with the money they need when they need it the most.

AdvanceCash.info doesn't decide how you spend the cash advance money we lend you. Instead, we allow you to use the money however you need. If you need to pay your rent, fix your car, or keep your credit card company happy, we don't care. The money is yours to spend in whatever way you like. The application process can be completed by visiting AdvanceCash.info and only takes a few minutes. If you are approved, we will have the money to you the same day. When your employer pays you, just pay us back the money we loaned you and be on your way. Sounds simple, right?

Cash advance lending operations in North Carolina are not lax as they are in many other states. In fact, the industry has been outlawed in the state since 2001. This has not stopped some lenders from finding loopholes in the law and providing North Carolina cash advances. One company that has violated the North Carolina cash advance laws is Ace Cash Express.

In 2002, the Attorney General of North Carolina, Roy Cooper, teamed up with Hal Lingerfelt, the North Carolina Commissioner of Banks, to look into companies that were providing North Carolina cash advances, but at high interest rates. At the time, Ace Cash Express had 16 cash advance locations throughout the state and were charging customers $17 for each $100 borrowed up to $500. Ace Cash was ordered to cease their business practices and said to be in violation of the State's Consumer Finance Act. Ace Cash fought back claiming that because they were headquartered out of state in Texas, they could legally provide North Carolina cash advances. Additionally, Ace Cash Express cited the affiliation with out of state Goleta National Bank of California saying that this outside partnership allowed them to grant cash advance loans to those residing in North Carolina.

While cash advance lending is illegal for a company based in North Carolina, AdvanceCash.info can help you get the money to pay your bills on time and meet your financial obligations. Complete our secure application online today and have money in your pocket to get things done in just a few hours. We are dedicated to providing residents of North Carolina and the other 49 states with cash advance loans and strive for exceptional customer service. If you can't wait the few days or even a week until payday arrives, why not give us a try? You might find that we save you from having your utilities turned off or keep your credit card company from raising your interest rate.

North Carolina Unemployment Rates

Over the past decade, the unemployment rate in North Carolina has been between 2.9 and 7.5%. As of January 2005, the rate of unemployed in North Carolina was 5.7%. Just one year later, the unemployment rate in North Carolina had fallen to 4.8%, or 206,446 people.

North Carolina Cash Advance - Cities

Aberdeen Durham Huntersville New Bern
Ahoskie Fayetteville Jacksonville Raleigh
Albemarle Garner Kannapolis Rocky Mount
Asheboro Gastonia Kernersville Salisbury
Asheville Goldsboro Kinston Sanford
Burlington Greensboro Lexington Shelby
Cary Greenville Lumberton Statesville
Chapel Hill Havelock Matthews Thomasville
Charlotte Hickory Monroe Wilmington
Concord High Point Mooresville Wilson